Archives 2021

AePS Cash Withdrawal API

AePS via SDK is a simple and highly secure cash withdrawal system developed by NPCI for Indians using their Aadhaar linked bank accounts.

Build your own ATM network
Aadhaar Enabled Payment System (AePS)
AePS allows a customer to use Aadhaar and access their bank account to perform basic banking transactions like cash-deposit, cash-withdrawal, intrabank or interbank fund-transfer, balance-inquiry, and access their mini statement with just their fingerprint.

Easy AePS Cash Withdrawal
AePS API allows your retailers to turn their shop into an ATM and let customers withdraw cash using their Aadhaar & fingerprint.

Jan Dhan Government Benefit
AePS allows your customers to withdraw their DBT (Direct Benefit Transfers) from government in their Jan Dhan account.

Easy Cash Deposit
AePS API also allows retailers to turn their shop into a cash deposit machine. Customers can then deposit cash at their shop with ease.

Quick Fund Transfer
With AePS API customers will never have to go to a Bank or an ATM and they will not need a debit card also. Just transfer funds using fingerprint.

Instant Balance-inquiry
AePS API allows customers to check their bank balance at a retailer’s shop instantly.

Mini Statement
AePS API will also let customers take the mini statement of their account at a retailer’s shop.


Best AEPS & Open Banking API Providers In India

ICICI Bank
ICICI Bank comes first when discussing about the best AEPS API providers in India.
They issued a statement about the launch of its API Banking portal in January 2010. The API Developer Portal enables partner companies to co-create solutions in a hassle-free manner. ICICI bank AEPS API allows the user to offer all the banking services to the customers in a very convenient way.

This API allows the user to make transactions using the Aadhaar Card number and biometric verification of the account holder. The ICICI Bank API Banking Portal consists of 250 APIs enabling business, fin-tech, corporates, and e-commerce start-ups to partner with the bank.

The APIs are a set of instructions, which allow the third-party applications to communicate with the bank’s various applications and collaborate to bring in new customer propositions.

They are available across an array of categories including payments and collections such as IMPS, UPI payment/ collection, accounts & deposits, and cards & loans.
After testing the solution on the sandbox environment, developers can upgrade to the UAT environment for end-to-end real-time testing, post-signing an NDA with the bank.

Yes Bank
The bank started the YES Fin-tech developer portal in November 2019. The API sandbox consists of over 50 virtual APIs and is in line with the bank’s strategy of keeping customers at the core while ideating and co-creating solutions.

The sandbox builds on the bank’s strategy of using API banking as corporates, MSMEs, and start-ups to identify best-fit APIs based on their sectors and also allows them to test the APIs with their app in a secure environment.

The sandbox enables clients across sectors an enabler to customize digital solutions for its clients. This helps to visualize multiple banking use cases customized for their application and understand possible integrations and functionalities of the bank’s APIs.

YES Fin-tech Developer provides a boost to the bank’s effort of co-creating innovations with Fin-Techs, startups, and the developer ecosystem to enhance the customer experience.

Developers can complete integrations in the environment and mimic how their solutions would work in a ‘live’ environment. Once they are comfortable, they can move to subscribe to the APIs.

Through the sandbox, YES BANK will grant access to APIs across 4 usage categories including account management, payments, cards, and CRM.

Airtel Payments Bank
The payment interface of Airtel payment AOI allows an application to perform all the payment operations under one platform. Transform your business with digital payments services using Airtel Payments API.

API seva is one of the best AEPS API provider company in India providing at a reasonable cost.

This API revolves around providing Content Providers with the facility to charge their customers for the products and services registered via the Subscription Provisioning Portal provided by Smart API Platform.
Activation and deactivation of these subscription payment plans are managed by Airtel’s Subscription Engine which is integrated with the Smart API Platform.

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Pan Card Coupon

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Now we have start cheapest cost coupon portal instant coupon & instant id.

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Coupon Cost INR 97

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Distributor one time registration fee INR 499

Coupon Cost INR 96

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Master Distributor one time registration fee INR 999

Coupon Cost INR 95

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Bank Mitra Commission

Commission Slab

Recharge – Commission [Percentage]

ServiceOperatorRetailerDistributorMaster Distributor
RechargeVi (Prepaid)2.50%0.10%0.10%
RechargeJio (Prepaid)2.00%0.10%0.10%
RechargeAIRTEL WB (Prepaid)0.50%0.10%0.10%
RechargeMTNL – Special Tariff (Prepaid)0.50%0.10%0.10%
RechargeIdea (Prepaid)2.50%0.20%0.20%
RechargeBSNL – Talktime (Prepaid)3.50%0.50%0.50%
RechargeBSNL – Special Tariff (Prepaid)3.50%0.50%0.50%
RechargeAirtel (Prepaid)1.50%0.10%0.10%
RechargeVi (Postpaid)0.30%0.10%0.10%
RechargeJio (Postpaid)0.30%0.10%0.10%
RechargeIdea (Postpaid)0.00%0.00%0.00%
RechargeBSNL (Non-BBPS) (Postpaid)0.00%0.00%0.00%
RechargeBSNL (Postpaid)0.30%0.10%0.10%
RechargeAirtel (Postpaid)0.30%0.10%0.10%
RechargeMTNL – Mumbai (Landline)0.00%0.00%0.00%
RechargeMTNL – Delhi (Landline)0.00%0.00%0.00%
RechargeBSNL – Individual (Landline)0.00%0.00%0.00%
RechargeBSNL – Corporate (Landline)0.00%0.00%0.00%
RechargeAirtel (Landline)0.00%0.00%0.00%
RechargeBig Tv (DTH)1.00%0.20%0.10%
RechargeTata Sky (DTH)2.50%0.20%0.10%
RechargeSun Direct (DTH)2.50%0.20%0.10%
RechargeDish TV (DTH)2.50%0.20%0.10%
RechargeVideocon D2H (DTH)2.50%0.20%0.10%
RechargeAirtel Digital TV (DTH)2.50%0.20%0.10%

PAN Pan Card – Commission

ServiceOperatorRetailerDistributorMaster Distributor
Normal CouponUTI2.001.000.50
e-CouponUTI1.000.500.50

Note: Pan card price INR 107

AEPS – Commission

ServiceOpratorTransaction RangeRetailerDistributorMaster DistributorType
AEPSBalance Inquiry0.00-0.000.000.000.00Fixed
AEPSMini Statement0.00-0.000.000.000.00Fixed
AEPSCash Withdrawal1.00-499.000.000.000.00Fixed
AEPSCash Withdrawal500.00-999.001.000.100.10Fixed
AEPSCash Withdrawal1000.00-1499.002.000.300.20Fixed
AEPSCash Withdrawal1500.00-1999.003.000.300.20Fixed
AEPSCash Withdrawal2000.00-2499.004.000.500.30Fixed
AEPSCash Withdrawal2500.00-2999.005.000.500.30Fixed
AEPSCash Withdrawal3000.00-3499.007.000.500.50Fixed
AEPSCash Withdrawal3500.00-10000.0010.000.500.50Fixed

Remittance Commercial – Money Transfer Commission

ServiceTransaction RangeCCFRetailerDistributorMaster DistributorType
Remittance (IMPS)1.00-1000.00101.000.500.50Fixed
Remittance (IMPS)1000.00-10000.001.000.400.200.10Percentage
Remittance (IMPS)10001.00-25000.001.000.400.200.10Percentage
Remittance (IMPS)25001.00-100000.001.000.400.200.10Percentage
Remittance (IMPS)100001.00-200000.001.000.400.200.10Percentage

Note: IMPS

MICRO ATM- Commission

ServiceOpratorTransaction RangeRetailerDistributorMaster DistributorType
Micro ATMBalance Inquiry0.00-0.000.000.000.00Fixed
Micro ATMCash Withdrawal1.00-499.000.000.000.00Fixed
Micro ATMCash Withdrawal500.00-999.001.000.100.10Fixed
Micro ATMCash Withdrawal1000.00-1499.002.000.300.20Fixed
Micro ATMCash Withdrawal1500.00-1999.003.000.300.20Fixed
Micro ATMCash Withdrawal2000.00-2499.004.000.500.30Fixed
Micro ATMCash Withdrawal2500.00-2999.005.000.500.30Fixed
Micro ATMCash Withdrawal3000.00-3499.006.001.000.50Fixed
Micro ATMCash Withdrawal3500.00-10000.007.001.000.50Fixed

Aadhaar Pay – Commercial

ServiceOpratorCCFRetailerDistributorMaster DistributorType
Aadhaar PayAEPS00.000.000.00Fixed

BBPS – Commercial

ServiceOperatorRetailerDistributorMaster DistributorType
BBPSElectricity0.500.200.10FIXED
BBPSBroadband Postpaid0.500.200.10FIXED
BBPSCable TV0.500.200.10FIXED
BBPSClubs and Associations0.500.200.10FIXED
BBPSCredit Card0.500.200.10FIXED
BBPSDTH0.500.200.10FIXED
BBPSEducation Fees0.500.200.10FIXED
BBPSFastag0.100.100.00PERCENTAGE
BBPSGas0.500.200.10FIXED
BBPSHealth Insurance0.500.200.10FIXED
BBPSHospital0.500.200.10FIXED
BBPSHospital and Pathology0.500.200.10FIXED
BBPSHousing Society0.500.200.10FIXED
BBPSInsurance0.500.200.10FIXED
BBPSLPG Gas0.500.200.10FIXED
BBPSLandline Postpaid0.500.200.10FIXED
BBPSLife Insurance0.500.200.10FIXED
BBPSLoan Repayment0.100.000.00PERCENTAGE
BBPSMobile Postpaid0.500.200.10FIXED
BBPSMunicipal Services0.500.200.10FIXED
BBPSMunicipal Taxes0.500.200.10FIXED
BBPSBBPS-Subscription0.200.100.10PERCENTAGE
BBPSWater0.500.200.10FIXED
BBPS APIs

INR 25,000/- LIMITED OFFER INR 999/-

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Tutorial Videos

Free Registration Process [Bank Mitra] Retailer, Distributor, Master Distributor

Bank Mitra AePS e-KYC Complete Guide 

How to complete UTI Self Registration | UTIITSL | PAN Card Centre

FREE ID – Financial Inclusion | AEPS | Money Transfer | Pan Card | Training Tutorial

Free PSA Registration
FREE ID HAS BEEN CLOSED.

PAN Pan Card – Commission

ServiceOperatorRetailerDistributorMaster Distributor
CouponUTIITSL2.001.000.50
e-CouponUTIITSL1.000.500.50

Other Service: AEPS, BBPS, Recharge, Money Transfer etc. [Free Registration]

Recharge APIs

We have an expert professional team of API developers, who can construct web APIs that are completely scalable, secure, and match your business requirements. Our API development services will enrich and enhance your services in new and creative ways.

Recharges API We support all mobile recharge, DTH Recharge, Data Card Recharge and postpaid in single api format.It is easy to use and ready to integrate in all kind of API.

Discount Matrix

Mobile Recharge:

OperatorDiscount/ComSlab
AIRTEL2.25Percentage
BSNL6.40Percentage
IDEA4.10Percentage
VODAFONE4.10Percentage
RELIANCE JIO4.00Percentage

DTH Recharge:

OperatorDiscount/ComSlab
AIRTEL DTH4.10Percentage
DISH TV DTH4.00Percentage
TATA SKY DTH3.65Percentage
VIDEOCON DTH4.00Percentage
SUN TV DTH4.00Percentage

API charges ₹4999/- ₹9999/- [one time]

Community Post

Dear Partner, If any issue please post your comments we check and replay soon.

Mobile Recharge API Docs

Mobile & DTH Recharge

POST Transaction

https://www.apilogin.in/partner/api/recharge/transaction


This API is used to recharge.

Checksum generation Logic:

Input: {user_id}|{timestamp}|{number}|{order_id}
Input Type: Text
Key: {secret_key}
Key Type: HEX
SHA variant: SHA512
Output type: BASE-64

Example Request

curl --location --request POST 'https://www.apilogin.in/partner/api/recharge/transaction' \
--data-raw '{
    "user_id": "FISPL604796",
    "token": "Nrp4IKotcC5brQLddiNoQr8KY99ym1sq",
    "number": "9836114520",
    "amount": "10",
    "operator_code": "RJP",
    "order_id": "R19909145177137",
    "timestamp": "1609145161385",
    "checksum": "upHKjMwihKlxg4+NHQImZ+88LqAH2ViLWLF4q+DCGt34sr/V+rPewt66zH7EPpLpG2mOLtwKznw1EEwY556Wwg=="
}'

BODY raw

{
    "user_id": "FISPL604796",
    "token": "Nrp4IKotcC5brQLddiNoQr8KY99ym1sq",
    "number": "9073***444",
    "amount": "10",
    "operator_code": "RJP",
    "order_id": "R19909145177137",
    "timestamp": "1609145161385",
    "checksum": "upHKjMwihKlxg4+NHQImZ+88LqAH2ViLWLF4q+DCGt34sr/V+rPewt66zH7EPpLpG2mOLtwKznw1EEwY556Wwg=="
}

Example Response

Body


{
  "status": "SUCCESS",
  "message": "Transaction Successful",
  "data": {
    "fpay_id": "RCH300874073984JLPGI",
    "operator_id": "BR0005MIKE46"
  }
}



Header

Date: Mon, 28 Dec 2020 09:21:48 GMT
Server: Apache
Expires: Thu, 19 Nov 1981 08:52:00 GMT
Cache-Control: no-store, no-cache, must-revalidate
Pragma: no-cache
Keep-Alive: timeout=5, max=100
Connection: Keep-Alive

Transfer-Encoding: chunked
Content-Type: text/html; charset=UTF-8

POST Check Transaction Status

https://www.apilogin.in/partner/api/recharge/check_status

{
    "user_id": "FISPL604796",
    "token": "Nrp4IKotcC5brQLddiNoQr8KY99ym1sq",
    "order_id": "R19909145177137",
    "timestamp": "1609150901086",
    "checksum": "GqyOm+djRkYGvU+k0eWtC0LvvdTDL1iOpxOMQvkShTCj1Eux7TsDv68FZuOmLfHhz/jvtkQAMgrnRHuc4iRt4Q=="
}

Example Request

curl --location --request POST 'https://www.apilogin.in/partner/api/recharge/check_status' \
--data-raw '{
    "user_id": "FISPL604796",
    "token": "Nrp4IKotcC5brQLddiNoQr8KY99ym1sq",
    "order_id": "R19909145177137",
    "timestamp": "1609150901086",
    "checksum": "GqyOm+djRkYGvU+k0eWtC0LvvdTDL1iOpxOMQvkShTCj1Eux7TsDv68FZuOmLfHhz/jvtkQAMgrnRHuc4iRt4Q=="
}'

POST Fetch Operator

https://www.apilogin.in/partner/api/plans/fetch_operator

BODY raw

{"user_id":"FISPL604796","token":"Nrp4IKotcC5brQLddiNoQr8KY99ym1sq","mobile":"9073196444"}

Example Response

Body


{
  "status": "SUCCESS",
  "message": "Operator fetched successfully",
  "data": {
    "operator": "Vi",
    "circle": "Kolkata"
  }
}




Header



Date: Wed, 30 Dec 2020 11:59:24 GMT
Server: Apache
Expires: Thu, 19 Nov 1981 08:52:00 GMT
Cache-Control: no-store, no-cache, must-revalidate
Pragma: no-cache
Keep-Alive: timeout=5, max=100
Connection: Keep-Alive
Transfer-Encoding: chunked
Content-Type: text/html; charset=UTF-8
Pan Card API Docs

VLE ID CREATE API – GET/POST

<?php
$curl = curl_init();
curl_setopt_array($curl, array(
CURLOPT_URL => "http://website.com/api/add_vle.php",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 0,
CURLOPT_FOLLOWLOCATION => true,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => array('api_key' => 'e79d46-6537be-35686e-43b056-f76457','vle_id' =>
'API3535353535','vle_name' => 'MAHABUL ALAM','vle_mob' => '7585811607','vle_email' =>
'APILOGIN@GMAIL.COM','vle_shop' => 'RECHPAY INFOTECH','vle_loc' =>
'ARGORI,ANDUL','vle_state' => '32','vle_pin' => '711302','vle_uid' => '557484784784','vle_pan' =>
'IFZPS8743K'), ));
$response = curl_exec($curl);
curl_close($curl);
echo $response;
?>

// JSON OUTPUT

{
 "status": "SUCCESS",
 "message": "Vle Create Successfully",
 "vle_id": "API3535353535",
 "vle_status": "PENDING"
}

VLE ID STATUS API – GET/POST

<?php
$curl = curl_init();
curl_setopt_array($curl, array(
 CURLOPT_URL => "http://website.com/api/vle_status.php",
 CURLOPT_RETURNTRANSFER => true,
 CURLOPT_ENCODING => "",
 CURLOPT_MAXREDIRS => 10,
 CURLOPT_TIMEOUT => 0,
 CURLOPT_FOLLOWLOCATION => true,
 CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
 CURLOPT_CUSTOMREQUEST => "POST",
 CURLOPT_POSTFIELDS => array('api_key' => 'e79d46-6537be-35686e-43b056-f76457', 'vle_id' =>
'API3535353535'), ));
$response = curl_exec($curl);
curl_close($curl);
echo $response;
?>

// JSON OUTPUT

{
 "status": "SUCCESS",
 "message": "Vle is APPROVED",
 "vle_id": "API3535353535",
 "vle_status": "APPROVED"
}

COUPON REQUEST API – GET/POST

<?php
// type = 1 for P-Coupon / 2 for E-Coupon
$curl = curl_init();
curl_setopt_array($curl, array(
 CURLOPT_URL => "http://website.com/api/coupon_req.php",
 CURLOPT_RETURNTRANSFER => true,
 CURLOPT_ENCODING => "",
 CURLOPT_MAXREDIRS => 10,
 CURLOPT_TIMEOUT => 0,
 CURLOPT_FOLLOWLOCATION => true,
 CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
 CURLOPT_CUSTOMREQUEST => "POST",
 CURLOPT_POSTFIELDS => array('api_key' => 'e79d46-6537be-35686e-43b056-f76457','vle_id' =>
'API3535353535','type' => '2','qty' => '2'),
));
$response = curl_exec($curl);
curl_close($curl);
echo $response;
?>

// JSON OUTPUT

{
 "order_id": "691149",
 "date": "29-Apr-2020",
 "status": "SUCCESS",
 "message": "Coupon Request Submit Successfully",
 "vle_id": "API3535353535",
 "vle_name": "MAHABUL ALAM",
 "type": "2",
 "qty": "2",
 "rate": "60",
 "amount": "120",
 "old_bal": "690",
 "new_bal": "570"
}

COUPON STATUS API – GET/POST

<?php
$curl = curl_init();
curl_setopt_array($curl, array(
 CURLOPT_URL => "http://website.com/api/coupon_status.php",
 CURLOPT_RETURNTRANSFER => true,
 CURLOPT_ENCODING => "",
 CURLOPT_MAXREDIRS => 10,
 CURLOPT_TIMEOUT => 0,
 CURLOPT_FOLLOWLOCATION => true,
 CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
 CURLOPT_CUSTOMREQUEST => "POST",
 CURLOPT_POSTFIELDS => array('api_key' => 'e79d46-6537be-35686e-43b056-f76457','order_id' =>
'777863'),
));
$response = curl_exec($curl);
curl_close($curl);
echo $response;
?>

// JSON OUTPUT

{
 "order_id": "777863",
 "date": "29-Apr-2020",
 "status": "PENDING",
 "message": "",
 "vle_id": "API3535353535",
 "vle_name": "MAHABUL ALAM",
 "type": 1,
 "qty": "2",
 "rate": "95",
 "amount": "190",
 "old_bal": "1000",
 "new_bal": "810"
}

VLE PASSWORD RESET API – GET/POST

<?php
$curl = curl_init();
curl_setopt_array($curl, array(
 CURLOPT_URL => "http://website.com/api/pass_reset.php",
 CURLOPT_RETURNTRANSFER => true,
 CURLOPT_ENCODING => "",
 CURLOPT_MAXREDIRS => 10,
 CURLOPT_TIMEOUT => 0,
 CURLOPT_FOLLOWLOCATION => true,
 CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
 CURLOPT_CUSTOMREQUEST => "POST",
 CURLOPT_POSTFIELDS => array('api_key' => 'e79d46-6537be-35686e-43b056-f76457','vle_id' =>
'API353535353'),
));
$response = curl_exec($curl);
curl_close($curl);
echo $response;
?>

// JSON OUTPUT

{
 "status": "PENDING",
 "order_id": "878484",
 "vle_id": "API353535353",
 "message": "Vle Password Reset Submit Successfully"
}

VLE PASSWORD RESET STATUS API – GET/POST

<?php
$curl = curl_init();
curl_setopt_array($curl, array(
 CURLOPT_URL => "http:// website.com /api/pass_status.php",
 CURLOPT_RETURNTRANSFER => true,
 CURLOPT_ENCODING => "",
 CURLOPT_MAXREDIRS => 10,
 CURLOPT_TIMEOUT => 0,
 CURLOPT_FOLLOWLOCATION => true,
 CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
 CURLOPT_CUSTOMREQUEST => "POST",
 CURLOPT_POSTFIELDS => array('api_key' => 'e79d46-6537be-35686e-43b056-f76457','order_id' =>
'254785'),
));
$response = curl_exec($curl);
curl_close($curl);
echo $response;
?>

// JSON OUTPUT

{
 "status": "APPROVED",
 "order_id": "254785",
 "vle_id": "API5656565656",
 "vle_name": "MAHABUL ALAM",
 "message": "Done"
}

BALANCE CHECK API – GET/POST

<?php
$curl = curl_init();
curl_setopt_array($curl, array(
 CURLOPT_URL => "http://website.com/api/balance.php",
 CURLOPT_RETURNTRANSFER => true,
 CURLOPT_ENCODING => "",
 CURLOPT_MAXREDIRS => 10,
 CURLOPT_TIMEOUT => 0,
 CURLOPT_FOLLOWLOCATION => true,
 CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
 CURLOPT_CUSTOMREQUEST => "POST",
 CURLOPT_POSTFIELDS => array('api_key' => 'e79d46-6537be-35686e-43b056-f76457'),
));
$response = curl_exec($curl);
curl_close($curl);
echo $response;
?>

// JSON OUTPUT

{
 "status": "SUCCESS",
 "balance": "450"
}

Diwali Dhamaka Offer


Coupon code: DIWALI2024 Discount: 7000/-
Coupon expiry date: 2024-11-05

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