AePS Cash Withdrawal API

AePS via SDK is a simple and highly secure cash withdrawal system developed by NPCI for Indians using their Aadhaar linked bank accounts.

Build your own ATM network
Aadhaar Enabled Payment System (AePS)
AePS allows a customer to use Aadhaar and access their bank account to perform basic banking transactions like cash-deposit, cash-withdrawal, intrabank or interbank fund-transfer, balance-inquiry, and access their mini statement with just their fingerprint.

Easy AePS Cash Withdrawal
AePS API allows your retailers to turn their shop into an ATM and let customers withdraw cash using their Aadhaar & fingerprint.

Jan Dhan Government Benefit
AePS allows your customers to withdraw their DBT (Direct Benefit Transfers) from government in their Jan Dhan account.

Easy Cash Deposit
AePS API also allows retailers to turn their shop into a cash deposit machine. Customers can then deposit cash at their shop with ease.

Quick Fund Transfer
With AePS API customers will never have to go to a Bank or an ATM and they will not need a debit card also. Just transfer funds using fingerprint.

Instant Balance-inquiry
AePS API allows customers to check their bank balance at a retailer’s shop instantly.

Mini Statement
AePS API will also let customers take the mini statement of their account at a retailer’s shop.


Best AEPS & Open Banking API Providers In India

ICICI Bank
ICICI Bank comes first when discussing about the best AEPS API providers in India.
They issued a statement about the launch of its API Banking portal in January 2010. The API Developer Portal enables partner companies to co-create solutions in a hassle-free manner. ICICI bank AEPS API allows the user to offer all the banking services to the customers in a very convenient way.

This API allows the user to make transactions using the Aadhaar Card number and biometric verification of the account holder. The ICICI Bank API Banking Portal consists of 250 APIs enabling business, fin-tech, corporates, and e-commerce start-ups to partner with the bank.

The APIs are a set of instructions, which allow the third-party applications to communicate with the bank’s various applications and collaborate to bring in new customer propositions.

They are available across an array of categories including payments and collections such as IMPS, UPI payment/ collection, accounts & deposits, and cards & loans.
After testing the solution on the sandbox environment, developers can upgrade to the UAT environment for end-to-end real-time testing, post-signing an NDA with the bank.

Yes Bank
The bank started the YES Fin-tech developer portal in November 2019. The API sandbox consists of over 50 virtual APIs and is in line with the bank’s strategy of keeping customers at the core while ideating and co-creating solutions.

The sandbox builds on the bank’s strategy of using API banking as corporates, MSMEs, and start-ups to identify best-fit APIs based on their sectors and also allows them to test the APIs with their app in a secure environment.

The sandbox enables clients across sectors an enabler to customize digital solutions for its clients. This helps to visualize multiple banking use cases customized for their application and understand possible integrations and functionalities of the bank’s APIs.

YES Fin-tech Developer provides a boost to the bank’s effort of co-creating innovations with Fin-Techs, startups, and the developer ecosystem to enhance the customer experience.

Developers can complete integrations in the environment and mimic how their solutions would work in a ‘live’ environment. Once they are comfortable, they can move to subscribe to the APIs.

Through the sandbox, YES BANK will grant access to APIs across 4 usage categories including account management, payments, cards, and CRM.

Airtel Payments Bank
The payment interface of Airtel payment AOI allows an application to perform all the payment operations under one platform. Transform your business with digital payments services using Airtel Payments API.

API seva is one of the best AEPS API provider company in India providing at a reasonable cost.

This API revolves around providing Content Providers with the facility to charge their customers for the products and services registered via the Subscription Provisioning Portal provided by Smart API Platform.
Activation and deactivation of these subscription payment plans are managed by Airtel’s Subscription Engine which is integrated with the Smart API Platform.

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Pan Card API Docs

VLE ID CREATE API – GET/POST

<?php
$curl = curl_init();
curl_setopt_array($curl, array(
CURLOPT_URL => "http://website.com/api/add_vle.php",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 0,
CURLOPT_FOLLOWLOCATION => true,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => array('api_key' => 'e79d46-6537be-35686e-43b056-f76457','vle_id' =>
'API3535353535','vle_name' => 'MAHABUL ALAM','vle_mob' => '7585811607','vle_email' =>
'APILOGIN@GMAIL.COM','vle_shop' => 'RECHPAY INFOTECH','vle_loc' =>
'ARGORI,ANDUL','vle_state' => '32','vle_pin' => '711302','vle_uid' => '557484784784','vle_pan' =>
'IFZPS8743K'), ));
$response = curl_exec($curl);
curl_close($curl);
echo $response;
?>

// JSON OUTPUT

{
 "status": "SUCCESS",
 "message": "Vle Create Successfully",
 "vle_id": "API3535353535",
 "vle_status": "PENDING"
}

VLE ID STATUS API – GET/POST

<?php
$curl = curl_init();
curl_setopt_array($curl, array(
 CURLOPT_URL => "http://website.com/api/vle_status.php",
 CURLOPT_RETURNTRANSFER => true,
 CURLOPT_ENCODING => "",
 CURLOPT_MAXREDIRS => 10,
 CURLOPT_TIMEOUT => 0,
 CURLOPT_FOLLOWLOCATION => true,
 CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
 CURLOPT_CUSTOMREQUEST => "POST",
 CURLOPT_POSTFIELDS => array('api_key' => 'e79d46-6537be-35686e-43b056-f76457', 'vle_id' =>
'API3535353535'), ));
$response = curl_exec($curl);
curl_close($curl);
echo $response;
?>

// JSON OUTPUT

{
 "status": "SUCCESS",
 "message": "Vle is APPROVED",
 "vle_id": "API3535353535",
 "vle_status": "APPROVED"
}

COUPON REQUEST API – GET/POST

<?php
// type = 1 for P-Coupon / 2 for E-Coupon
$curl = curl_init();
curl_setopt_array($curl, array(
 CURLOPT_URL => "http://website.com/api/coupon_req.php",
 CURLOPT_RETURNTRANSFER => true,
 CURLOPT_ENCODING => "",
 CURLOPT_MAXREDIRS => 10,
 CURLOPT_TIMEOUT => 0,
 CURLOPT_FOLLOWLOCATION => true,
 CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
 CURLOPT_CUSTOMREQUEST => "POST",
 CURLOPT_POSTFIELDS => array('api_key' => 'e79d46-6537be-35686e-43b056-f76457','vle_id' =>
'API3535353535','type' => '2','qty' => '2'),
));
$response = curl_exec($curl);
curl_close($curl);
echo $response;
?>

// JSON OUTPUT

{
 "order_id": "691149",
 "date": "29-Apr-2020",
 "status": "SUCCESS",
 "message": "Coupon Request Submit Successfully",
 "vle_id": "API3535353535",
 "vle_name": "MAHABUL ALAM",
 "type": "2",
 "qty": "2",
 "rate": "60",
 "amount": "120",
 "old_bal": "690",
 "new_bal": "570"
}

COUPON STATUS API – GET/POST

<?php
$curl = curl_init();
curl_setopt_array($curl, array(
 CURLOPT_URL => "http://website.com/api/coupon_status.php",
 CURLOPT_RETURNTRANSFER => true,
 CURLOPT_ENCODING => "",
 CURLOPT_MAXREDIRS => 10,
 CURLOPT_TIMEOUT => 0,
 CURLOPT_FOLLOWLOCATION => true,
 CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
 CURLOPT_CUSTOMREQUEST => "POST",
 CURLOPT_POSTFIELDS => array('api_key' => 'e79d46-6537be-35686e-43b056-f76457','order_id' =>
'777863'),
));
$response = curl_exec($curl);
curl_close($curl);
echo $response;
?>

// JSON OUTPUT

{
 "order_id": "777863",
 "date": "29-Apr-2020",
 "status": "PENDING",
 "message": "",
 "vle_id": "API3535353535",
 "vle_name": "MAHABUL ALAM",
 "type": 1,
 "qty": "2",
 "rate": "95",
 "amount": "190",
 "old_bal": "1000",
 "new_bal": "810"
}

VLE PASSWORD RESET API – GET/POST

<?php
$curl = curl_init();
curl_setopt_array($curl, array(
 CURLOPT_URL => "http://website.com/api/pass_reset.php",
 CURLOPT_RETURNTRANSFER => true,
 CURLOPT_ENCODING => "",
 CURLOPT_MAXREDIRS => 10,
 CURLOPT_TIMEOUT => 0,
 CURLOPT_FOLLOWLOCATION => true,
 CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
 CURLOPT_CUSTOMREQUEST => "POST",
 CURLOPT_POSTFIELDS => array('api_key' => 'e79d46-6537be-35686e-43b056-f76457','vle_id' =>
'API353535353'),
));
$response = curl_exec($curl);
curl_close($curl);
echo $response;
?>

// JSON OUTPUT

{
 "status": "PENDING",
 "order_id": "878484",
 "vle_id": "API353535353",
 "message": "Vle Password Reset Submit Successfully"
}

VLE PASSWORD RESET STATUS API – GET/POST

<?php
$curl = curl_init();
curl_setopt_array($curl, array(
 CURLOPT_URL => "http:// website.com /api/pass_status.php",
 CURLOPT_RETURNTRANSFER => true,
 CURLOPT_ENCODING => "",
 CURLOPT_MAXREDIRS => 10,
 CURLOPT_TIMEOUT => 0,
 CURLOPT_FOLLOWLOCATION => true,
 CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
 CURLOPT_CUSTOMREQUEST => "POST",
 CURLOPT_POSTFIELDS => array('api_key' => 'e79d46-6537be-35686e-43b056-f76457','order_id' =>
'254785'),
));
$response = curl_exec($curl);
curl_close($curl);
echo $response;
?>

// JSON OUTPUT

{
 "status": "APPROVED",
 "order_id": "254785",
 "vle_id": "API5656565656",
 "vle_name": "MAHABUL ALAM",
 "message": "Done"
}

BALANCE CHECK API – GET/POST

<?php
$curl = curl_init();
curl_setopt_array($curl, array(
 CURLOPT_URL => "http://website.com/api/balance.php",
 CURLOPT_RETURNTRANSFER => true,
 CURLOPT_ENCODING => "",
 CURLOPT_MAXREDIRS => 10,
 CURLOPT_TIMEOUT => 0,
 CURLOPT_FOLLOWLOCATION => true,
 CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
 CURLOPT_CUSTOMREQUEST => "POST",
 CURLOPT_POSTFIELDS => array('api_key' => 'e79d46-6537be-35686e-43b056-f76457'),
));
$response = curl_exec($curl);
curl_close($curl);
echo $response;
?>

// JSON OUTPUT

{
 "status": "SUCCESS",
 "balance": "450"
}

Diwali Dhamaka Offer


Coupon code: DIWALI2024 Discount: 7000/-
Coupon expiry date: 2024-11-05

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